I will never do business with this company again. They were the financier for a no interest promotional purchase I made. I called a few times in the past few months for a payoff amount which was quoted in the $700 range. I called again today, and was quoted nearly $1200. As it turns out, my promotional period expired in the meantime with no notification or even the courtesy of a warning in one of the many times I called for a payoff and now I'm liable for the back interest.
Financed furniture through Personal Finance Company and they where great to work. Always pleasant and easy to work with.
I recommend you pay close attention to who the financier is when taking advantage of promotional financing so you don't end up in the same situation. Most certainly steer clear of PFC at all costs.
Great experience dealing with the St. Peters office. Mary and the rest of the staff are pleasant and professional. First loan was thru Ashley Furniture and we paid that off early. Now we qualify for thousands! That's how credit should work. I also like being able to deal face to face with a local company. PFC is a great help when you need cash.
I understand that this is how the promotional periods work, but I have done promotional financing through many companies over the years and have never dealt with one that just let the promotion expire without so much as a courtesy call to let me know my time was nearly up. The folks in the office basically told me that their "system just isn't set up to do this". It is clearly set up to charge me the interest the second the promotion expired though.
Personal Finance Company is a US Finance company based in St Peters, Illinois. Personal Finance Company is located at 3983 Mexico Rd, St Peters, MO 63376, USA.
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